Insurance Requirements

Certificate of Insurance 

The Lessee must attach to the Agreement, unless waived by the District in writing, a Certificate of Insurance showing liability coverages specified below as being in force during the terms of the agreement.

The Green Bay Area Public School District must be named as an additional insured on the Lessee's General Liability and excess Umbrella.  If the lessee has an umbrella policy that follows the underlying General Liability policy, the certificate must state so.

Insurance carriers must be domestic (U.S. based), have a Best's rating of "A" - Class VI, and be an admitted carrier in Wisconsin.

Certificate should evidence Workers Compensation if:

  • The organization sponsoring the event normally carries such coverage by statute.
  • The organization received monies from the participants in the event for purposes of selling consumables or wares.
  • The event involves participants of more than one organization.
  • Persons assisting with or participating in the event receive compensation or other benefit, monetary or of monetary value, as a result of or in exchange for their services.

Certificates should evidence Employers Non-Ownership Auto Liability (including volunteers) and Hired Auto Liability for any organization having employees or volunteers in connection with the event.

 A 30-day written notice of cancellation or material change in coverage is required on all certificates or insurance.

 

Required Limits of Coverage

Lessee will maintain the following minimum levels of coverage during the term of the Agreement for General Liability (including volunteers, if used):

  • For events involving: attendance of 300 persons or more, sporting events, multiple dates of use, attendee participation (i.e., dancing, adult education, karate classes, bingo, etc.), animals, or usage of District's janitorial or custodial staff:
  • General Aggregate Limit : $2,000,000 (Other Than Products - Completed Operations)                   
  • Products - Completed Operations Aggregate Limit: $2,000,000
  • Personal & Advertising Injury Limit: $2,000,000
  • Each Occurrence Limit: $2,000,00 (Minimum limits can be obtained alone or in conjunction with an umbrella.)

For all other events: 

  • General Aggregate Limit: $1,000,000 (Other Than Products - Completed Operations)
  • Products - Completed Operations Aggregate Limit: $1,000,000
  • Bodily Injury and Property Damage Liability: $1,000,000 (Per Occurrence)
  • Personal and Advertising Injury: $1,000,000 (Per Person/Per Organization)

The District reserves the right to adjust insurance criteria for events if it deems it necessary. Certificates of Insurance must be received a minimum of three weeks prior to the event.

Alternative Insurance

Many times the cost of a short-term liability policy for groups renting from the Green Bay Public School District is too expensive for the event to absorb.   The school district through Community Insurance Corporation offers an extension of its own liability coverage to these groups.

The endorsement will limit coverage to Bodily Injury & Property Damage only, with a per occurrence limit of $250,000 and is subject to a per occurrence deductible of $250.00 which is the responsibility of the renter.  However, to qualify for this type of coverage your groups’ use of the school must fall within one of the following events:

List of Events

  • Meetings, Indoor/Outdoor
  • Musicals/Plays
  • Seminars
  • Social Gatherings (indoor)
  • Social Gatherings (outdoor)
  • Theatrical Performance
  • Wedding Receptions
  • Auctions
  • Auto Shows
  • Bingo Games
  • Exhibitions
  • Instructional Classes (non-mechanical)
  • Block Parties/Street Closures
  • Parades under 500 Picnics
  • Political Rallies
  • Rummage Sales/Sidewalk Sales
  • Speaking Engagements
  • Aerobics/Jazzercise Arts
  • Festivals
  • Animal Training
  • Animal Shows
  • Craft Shows
  • Food Concessions
  • Dances

In order to secure coverage, the school district must submit a completed application for each event, along with your premium payment, payable to Community Insurance Corporation at least 7 days prior to the date of the event. The Insurance company will then issue a Certificate of Insurance to the renter as evidence of coverage.

You can calculate your premium cost from the following schedule:

If you feel you qualify for this alternative insurance and wish to purchase it, please call (920) 448-2185.

Premium Per Day
Estimated Attendance 1-100 = $60 Premium Per Day Estimated Attendance 101-500 = $115 Premium Per Day 
Estimated Attendance 501-1,500 = $207 Premium Per Day
Estimated Attendance 1,501-3,000 = $414 Premium Per Day
Estimated Attendance 3,001-5,000 = $691 Premium Per Day
Estimated Attendance More than 5,000 = Refer to Company 

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